Online Fub makes choosing the right business checking account easy!
If you own or run a business, you have many difficult decisions to make. At Online Fub, our goal is to make choosing the right business checking account easy. If your business has basic business checking needs. chances are our Free Business Checking account would be a good option. If you maintain higher balances and have more account activity, our Commercial Checking account might be a better fit.
Need more info to decide? Check out our helpful savings account comparison chart below.
Compare our business checking account options to find the right one for you...
| Free Business Checking | Commercial Checking | |
|---|---|---|
Recommended if… |
Your business is just starting out or you’re looking for easy-to-use sub accounts |
You have a larger business with higher balances and greater account activity |
Minimum Opening Deposit |
$100 |
$100 |
Monthly Service Fee? |
No |
$10 per month, plus activity fees which can be offset by earnings credit from deposit balances |
Does the account pay interest? |
No |
No |
Is the account eligible for VISA® debit cards? |
Yes |
Yes |
Paper statements, eStatement and eNotice at no charge? |
Yes |
Yes |
Check images included at no charge on each statement? |
Yes |
Yes |
May I write checks? |
Yes |
Yes |
Transaction Limitations? |
No |
No |
Am I charged a fee for change orders? |
No |
No |
Are there ATM fees assessed? |
Not if you use Online Fub or MoneyPass ATMs |
Not if you use Online Fub or MoneyPass ATMs |
Free Digital Access to Mobile Banking, Internet Banking, Mobile Deposit, TransferNow (A-2-A), Alerts, Bill Payment |
Yes |
Yes |
Cash Management Services such as the Treasury Management Portal, Treasury Management Mobile, ACH Origination Services, Wires, Positive Pay, Remote Deposit accessible? |
Yes |
Yes (and associated fees may be offset by earnings credit from deposit balances) |
| Free Business Checking |
|---|
|
Recommended if… |
|
Your business is just starting out or you’re looking for easy-to-use sub accounts |
|
Minimum Opening Deposit |
|
$100 |
|
Monthly Service Fee? |
|
No |
|
Does the account pay interest? |
|
No |
|
Is the account eligible for VISA® debit cards? |
|
Yes |
|
Paper statements, eStatement and eNotice at no charge? |
|
Yes |
|
Check images included at no charge on each statement? |
|
Yes |
|
May I write checks? |
|
Yes |
|
Transaction Limitations? |
|
No |
|
Am I charged a fee for change orders? |
|
No |
|
Are there ATM fees assessed? |
|
Not if you use Online Fub or MoneyPass ATMs |
|
Free Digital Access to Mobile Banking, Internet Banking, Mobile Deposit, TransferNow (A-2-A), Alerts, Bill Payment |
|
Yes |
|
Cash Management Services such as the Treasury Management Portal, Treasury Management Mobile, ACH Origination Services, Wires, Positive Pay, Remote Deposit accessible? |
|
Yes |
| Commercial Checking |
|---|
|
Recommended if… |
|
You have a larger business with higher balances and greater account activity |
|
Minimum Opening Deposit |
|
$100 |
|
Monthly Service Fee? |
|
$10 per month, plus activity fees which can be offset by earnings credit from deposit balances |
|
Does the account pay interest? |
|
No |
|
Is the account eligible for VISA® debit cards? |
|
Yes |
|
Paper statements, eStatement and eNotice at no charge? |
|
Yes |
|
Check images included at no charge on each statement? |
|
Yes |
|
May I write checks? |
|
Yes |
|
Transaction Limitations? |
|
No |
|
Am I charged a fee for change orders? |
|
No |
|
Are there ATM fees assessed? |
|
Not if you use Online Fub or MoneyPass ATMs |
|
Free Digital Access to Mobile Banking, Internet Banking, Mobile Deposit, TransferNow (A-2-A), Alerts, Bill Payment |
|
Yes |
|
Cash Management Services such as the Treasury Management Portal, Treasury Management Mobile, ACH Origination Services, Wires, Positive Pay, Remote Deposit accessible? |
|
Yes (and associated fees may be offset by earnings credit from deposit balances) |
Make Online Fub your first choice for business checking accounts!
Here are four great reasons to choose Online Fub for your business checking accounts
